Apply and enjoy up to
33% premium refund# and 4.5% p.a. guaranteed preferential interest rate on prepaid premiums#,*
Who should choose WealthAhead II Savings Insurance - Prime?
WealthAhead II Savings Insurance – Prime (“WealthAhead II – Prime”) is designed for those seeking a savings solution that provides steady accumulation, dependable protection, and lasting value for future generations. With flexible multi-currency options and tailored wealth allocation, it enables you to grow, protect, and pass on your legacy — keeping you one step ahead at every stage of life.
WealthAhead II – Prime’s Key Advantages
- Provides a foundation for long-term wealth accumulation and enhanced life protection
- Up to 9 currencies1 to diversify assets and capture global opportunities with flexible convertibility
- Wealth Master Service: 【First-in-market2】solution to design recurring income streams for multiple recipients with trust-level3 certainty
- Designation of contingent owner, interim owner, contingent insured etc. for seamless wealth transfer across generations
See how WealthAhead II – Prime can help direct your wealth’s future?
Life unfolds in stages; can your wealth keep pace? Watch the video now to see how WealthAhead II - Prime empowers you to stay ahead at every stage!
Finite income but boundless responsibilities —how to plan when facing dilemmas? Discover how WealthAhead II - Prime supports you in fulfilling your multiple financial responsibility, while securing your future aspirations.
A plan that effortlessly delivers wealth growth and liquidity without compromise. Check out the calculator to explore potential returns and the Wealth Master Service of WealthAhead II - Prime.
Explore how the plan supports every stage of your financial journey
Explore how you can accumulate wealth while enjoying liquidity at the same time, giving you flexibility to pursue goals and care for your family.
Discover how you can pass on your policy or assign payouts as legacy planning, ensuring wealth is transferred with clarity, timeliness and lasting impact.
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Disclaimer
Reward 3C - Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate
Reward 3C of the Promotion provides customers an offer of guaranteed preferential interest rate of 4.5% per annum△ on the prepaid amount for the 1st policy year.
To enjoy this offer, simply opt for lump sum payment arrangement and pay a lump sum payment with levy at the time of application of your Max Wealth Insurance Plan. The lump sum payment with levy to be applied as follows:
(i) pay for annual premium of the 1st policy year and the corresponding levy ; and
(ii) deposit fund in advance into the future premium deposit account for premium payment of the 2nd policy year (“Prepaid Amount”) and the corresponding levy. The Prepaid Amount will accumulate interest in the 1st policy year at a guaranteed preferential interest rate of 4.5% per annum in the future premium deposit account. At the end of the 1st policy year, the interest accrued will be credited to the future premium deposit account, and the Prepaid Amount and its accrued interest will be equal to the annual premium of the 2nd policy year and will be automatically deducted from the future premium deposit account to settle the annual premium for the 2nd policy year and the corresponding levy when due.
Table 3C
Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate | |
Designated Basic Plan | |
Designated Basic Plan | Max Wealth Insurance Plan ^ |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | 4.5% per annum△,9 |
“First 10 Years TotalAssure Coverage Benefit” Programme for Selected Savings Plans Customers
If a customer (i) is a holder of and / or an insured under a basic plan of Max Wealth Insurance Plan and (ii) successfully applies for a TotalAssure Critical Illness Plan / TotalAssure Plus Critical Illness Plan within the Promotion Period, the customer may be entitled to the “First 10 Years TotalAssure Coverage Benefit” , subject to relevant terms and conditions as set out in the leaflet for the “First 10 Years TotalAssure Coverage Benefit” Programme for Selected Savings Plans Customers. For details, please refer to the relevant programme leaflet. Act now to seize this limited offer!
△The guaranteed preferential interest rate of 4.5% per annum is applicable to the Prepaid Amount only.
^ Only applicable to Max Wealth Insurance Plan with the Lump Sum Payment arrangement selected.
9. For details of Reward 3C, please refer to the section of Reward 3C of the Terms and Conditions stated in the promotion leaflet.
Max Goal II Insurance Plan Premium Discount
Table 3D
Max Goal II Insurance Plan Premium Discount | ||||||||
Designated Basic Plan | ||||||||
Designated Basic Plan | Designated Basic Plan | Max Goal II Insurance Plan | ||||||
Single Premium of Designated Basic Plan | ||||||||
Single Premium of Designated Basic Plan | Single Premium of Designated Basic Plan | Premium Discount Percentage on Each Eligible Basic Plan of Reward 3D# (% of Single Premium of Eligible Basic Plan of Reward 3D) | ||||||
Below USD500,000 | ||||||||
Below USD500,000 | Below RMB3,250,000 | Below HKD4,000,000 | 1%11 | |||||
USD500,000 - USD999,999 | ||||||||
USD500,000 - USD999,999 | RMB3,250,000– RMB6,499,999 | HKD4,000,000– HKD7,999,999 | 2%11 | |||||
USD1,000,000 or above | ||||||||
USD1,000,000 or above | RMB6,500,000 or above | HKD8,000,000 or above | 3%11 | |||||
11. For details of Reward 3D, please refer to the section of Reward 3D of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3A – Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan – Premium Refund
During the Promotion Period, if customer successfully submits application for a basic plan of Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan, customer may be entitled to premium refund on future premium(s).
Table 3A
Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan Premium Refund | |||||
Designated Basic Plans | |||||
Designated Basic Plans | Designated Basic Plans | Wealth Advance Savings Series II – Ultimate | Wealth Ultra Savings Plan | ||
Premium Payment Term | |||||
Premium Payment Term | Premium Payment Term | 5 years | 10 years | 8 years | |
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | |||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | USD5,000 or above | |||
Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | |||||
Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | 5%7 | 10%7 | 7%7 | |
7. For details of Reward 3A, please refer to the section of reward 3A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2A – Designated Critical Illness Products Premium Refund
Table 2A
Designated Critical Illness Products Premium Refund | ||||||
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Basic Premium Refund of Reward 2A | |||||
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Designated Basic Plans | - TotalAssure Critical Illness Plan - TotalAssure Critical Illness Plan – Baby Pro - TotalAssure Plus Critical Illness Plan - TotalAssure Plus Critical Illness Plan – Baby Pro | ||||
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Premium Payment Term | 10 years | 15 years | 20 years | 25 years | |
Basic Premium Refund of Reward 2A | ||||||
Basic Premium Refund of Reward 2A | Premium Refund on Each Eligible Basic Plan of Reward 2A# | 2 months6 | 2 months6 | 3 months6 | 3 months6 | |
Extra Premium Refund of Reward 2A | ||||||
Extra Premium Refund of Reward 2A | Extra Premium Refund of Reward 2A | |||||
Extra Premium Refund of Reward 2A | ||||||
Extra Premium Refund of Reward 2A | If a customer also successfully submits an application for a basic plan / supplement of AXA WiseGuard Pro Medical Insurance Plan, customer may be entitled to an extra premium refund of up to 2 months’ premium on each of the Eligible Basic Plan of Reward 2A | |||||
Extra Premium Refund of Reward 2A | ||||||
Extra Premium Refund of Reward 2A | Extra Premium Refund on Each Eligible Basic Plan of Reward 2A# | + 1 month | + 2 months | |||
Extra Premium Refund of Reward 2A | ||||||
Extra Premium Refund of Reward 2A | Total | 3 months6 | 3 months6 | 5 months6 | 5 months6 | |
6. For details of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
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