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We get you 

Being self-employed shouldn't be a risk  

Discover how AXA is bridging the protection gap for the self-employed. 

We get you 

Being self-employed shouldn't be a risk  

Discover how AXA is bridging the protection gap for the self-employed. 

We get you

    Whether you are a multi-talented "slasher," a hands-on small business owner, or a 24/7 freelancer, working as a self-employed individual offers great flexibility, but it also comes with greater instability compared to traditional employees. We understand that you should not bear unnecessary risks; therefore, we provide a range of protections to support self-employed individuals like you, ensuring that you are no longer solely responsible for your own well-being.

    How does AXA protect the self-employed?

    5-Star Voluntary Health Insurance Scheme

    Personal Accident Insurance

    AXA WiseGuard Pro Medical Insurance Plan

    Ensures you don't have to worry about cash issues when hospitalisation is needed.

    Starting at HKD 8/Day1 only
    The only2 VHIS plan in the market that achieved 5-Star rating of 10Life Medical Coverage for all three ward classes with no lifetime benefit limit
    Annual benefit limit of up to HKD40,000,000 per year, with no lifetime benefit limit
    Enjoy cashless service with over 10,000 medical service providers around the globe3
    Full cover4 for eligible hospitalisation and treatment costs
    Full cover4 for prescribed non-surgical cancer treatments5 (including targeted therapy, and immunotherapy)
    No waiting period for unknown pre-existing conditions
    Guaranteed renewal until the insured person reaches the age of 100
    Enjoy the unique AXA Signature Network
    Tax Savings – Up to HKD8,000 annual tax-deductible limit6

    【Limited time offer】

    Enjoy up to 12 Months’ premium refund &
    a one-year outpatient service with up to 10 visits*!

    *For details, please refer to the relevant promotion leaflet. Terms and conditions apply.

    5-Star Voluntary Health Insurance Scheme

    Personal Accident Insurance

    Remarks

    Disclaimer

    Want to talk to us?
    Please input correct information.
    We can only discuss insurance matters with you when you are in HK.
    Please input correct information.
    Please input correct information.
    Maximum 250 characters
    *Required

    By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

    Please read and agree the above terms and conditions.
    Want to talk to us?
    Please input correct information.
    We can only discuss insurance matters with you when you are in HK.
    Please input correct information.
    Please input correct information.
    Maximum 250 characters
    *Required

    By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

    Please read and agree the above terms and conditions.
    Reward 2A – Designated Critical Illness Products Premium Refund + Special Reward - Out-patient Service

    Table 2A

    Designated Critical Illness Products Premium Refund + Special Reward - Out-patient Service

    Basic Premium Refund

    Basic Premium Refund

    Basic Premium Refund

    Designated Basic Plans

    - TotalAssure Critical Illness Plan

    - TotalAssure Critical Illness Plan – Baby Pro

    - TotalAssure Plus Critical Illness Plan

    - TotalAssure Plus Critical Illness Plan – Baby Pro

    Basic Premium Refund

    Basic Premium Refund

    Premium Payment Term

    10 years

    15 years

    20 years

    25 years

    Basic Premium Refund

    Basic Premium Refund

    Premium Refund on Each Eligible Basic Plan of Reward 2A#

    2 months7
    2 months7
    3 months7
    3 months7

    Extra Premium Refund

    Extra Premium Refund

    Extra Premium Refund

    Customer may be entitled to an extra premium refund of up to 2 months’ premium on each of the Eligible Basic Plan of Reward 2A if:

    (i)  the total sum insured of all Eligible Basic Plan(s) of Reward 2A is HKD 800,000/ USD 100,000 or above; or

    (ii) in addition to Eligible Basic Plan(s) of Reward 2A, customer is also holding policy(ies) of any of the following Critical Illness Series Plan*, and the total sum insured of all relevant basic plan(s) is HKD 800,000 / USD 100,000 or above

     

    Critical Illness Series Plan:

    - HealthVital Major Illness Insurance

    - HealthVital II Major Illness Plan

    - HealthSelect Major Illness Insurance

    - HealthSelect II Major Illness Plan

    - CritiPartner Critical Illness Plan

    - CritiPartner Plus Critical Illness Plan

    - LoveAssure Critical Illness Plan

    - LoveAssure Plus Critical Illness Plan

    - TotalAssure Critical Illness Plan

    - TotalAssure Critical Illness Plan – Baby Pro

    - TotalAssure Plus Critical Illness Plan

    - TotalAssure Plus Critical Illness Plan – Baby Pro

    Extra Premium Refund

    Extra Premium Refund

    Extra Premium Refund on Each Eligible Basic Plan of Reward 2A#

    + 1 month

    + 2 months

    Total

    Total

    Total

    3 months7

    3 months7

    5 months7

    5 months7

    Special Reward

    Special Reward

    Out-patient Service

    (please refer to "Special Reward – Out-patient Service" for details)

    *The insured of all of the Eligible Basic Plan(s) of Reward 2A and the relevant Critical Illness Series Plan Policy(ies) (as defined in Terms and Conditions) must be the same person. Regarding the details of the eligibility of Extra Premium Refund of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in this leaflet.

    7. For details of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in the promotion leaflet.

    #Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).

    AXA WiseGuard Pro Medical Insurance Plan

    Ensures you don't have to worry about cash issues when hospitalisation is needed.

    Starting at HKD 8/Day1 only
    The only2 VHIS plan in the market that achieved 5-Star rating of 10Life Medical Coverage for all three ward classes with no lifetime benefit limit
    Annual benefit limit of up to HKD40,000,000 per year, with no lifetime benefit limit
    Enjoy cashless service with over 10,000 medical service providers around the globe3
    Full cover4 for eligible hospitalisation and treatment costs
    Full cover4 for prescribed non-surgical cancer treatments5 (including targeted therapy, and immunotherapy)
    No waiting period for unknown pre-existing conditions
    Guaranteed renewal until the insured person reaches the age of 100
    Enjoy the unique AXA Signature Network
    Tax Savings – Up to HKD8,000 annual tax-deductible limit6

    【Limited time offer】

    Enjoy up to 12 Months’ premium refund &
    a one-year outpatient service with up to 10 visits*!

    *For details, please refer to the relevant promotion leaflet. Terms and conditions apply.

    SmartProtect Plus

    Provides you with protection in case you are unable to work due to an accident.

    Starting at HKD 1/Day7 only
    Covers a wide range of occupations, including delivery personnel, truck drivers, renovation or construction workers, and more
    Optional income or payment protection to alleviate the financial burden of being unable to work due to accidental injury
    【First in Hong Kong8】Shared coverage with family: one solution for three generations
    Safety Net for Death and Disability of coverage up to HKD600,000
    【Generous Coverage of Medical Expenses9】Up to HKD10,000 medical expenses per accident

    Including Chinese herbalist, bonesetter, acupuncturist, chiropractor and physiotherapist10

    Lifetime renewal11