MultiPro / MultiPro Plus provides first claim protection against 62 major illnesses up to age 85² of the insured. If the insured is diagnosed with one of the covered major illnesses, we will pay the Refund of Premium Benefit, the amount of which is equivalent to 100% of the total premiums paid¹. Once the Refund of Premium Benefit becomes payable, we will waive all future premiums from the next premium due date so you can focus on what’s most important – your recovery.

After the Refund of Premium Benefit becomes payable for any major illnesses, MultiPro / MultiPro Plus will continue to cover the insured against Cancer up to age 85² under the following benefits:

● Multiple Claims Major Illness Benefit³ (for Cancer)

If the insured is unfortunately diagnosed with Cancer, we will pay 100% of the sum insured⁴ of your MultiPro / MultiPro Plus policy for each eligible Cancer claim. You can claim up to 2 times for Cancer under the Multiple Claims Major Illness Benefit³.

● Continuous Cancer Payout Benefit³ option with a waiting period of just 1.5 years

Alternatively, you can choose to receive the Continuous Cancer Payout Benefit³ instead of the Multiple Claims Major Illness Benefit³ as your long-term monthly financial support to ease the burden of living during your recovery. When the Refund of Premium Benefit (or a Multiple Claims Major Illness Benefit³) has been paid for Cancer (“preceding Cancer”) and the insured is then diagnosed of Cancer again (whether a new Cancer or a recurrence, metastasis or continuation of any Cancer) (“later Cancer”), we will pay monthly payments which is equal to 5% of the sum insured⁴, for up to 4 years on a continuous basis.

Under MultiPro Plus, you can make 1 extra claim for each of the 2 common major illnesses – Heart Attack and Stroke under Multiple Claims Major Illness Benefit³ – providing enhanced protection up to age 85² of the insured. Each payout under the Multiple Claims Major Illness Benefit³ is equal to 100% of the sum insured⁴.

If no benefit has been paid or becomes payable upon the policy maturity, we will pay the policy owner a No Claim Benefit equals to 100% of total premiums paid¹ to celebrate good health of the insured.