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AXA “Family and Friends Reward ” Programme

May get up to HKD3,000 gift vouchers/up to 12 months premium refund with family members/friends*!

AXA “Family and Friends Reward ” Programme

May get up to HKD3,000 gift vouchers/up to 12 months premium refund with family members/friends*!

Apply now and have a chance to receive up to HKD3,000 in gift vouchers* and/or up to 12 months premium refund*!

By participating in this Programme according to the steps below, both you and your family members/friends will have the chance to enjoy wonderful rewards as below to help you accumulate retirement savings and enjoy tax deduction2. Terms and conditions# apply:

Step 1 - During the period from 1 January 2026 to 31 March 2026, both dates inclusive (“Programme Period”), successfully submit an application for a basic plan of IncomeBliss Deferred Annuity Plan3 and/or for a basic plan / supplement of AXA WiseGuard Pro Medical Insurance Plan3; and

Step 2 - During the period from 1 January 2026 to 31 May 2026, both dates inclusive (“Registration Period”), register for this Programme via Emma by AXA and invite your respective family members/friends to participate in this Programme4.

Reward 1 IncomeBliss Deferred Annuity Plan Gift Reward

Table 1

Designated Basic Plan

IncomeBliss Deferred Annuity Plan 3

Premium Payment Term

Premium Payment Term

5 years

10 years

Premium Payment Mode

Premium Payment Mode

Annual

Annual Premium of Designated Plan of Reward 1# (USD / HKD)

Annual Premium of Designated Plan of Reward 1# (USD / HKD)

USD6,000 / HKD48,000 or above

Gift Reward#

Gift Reward#

Gift Reward#

Number of Eligible Customers of Reward 1# in Eligible Group of Reward 1#

Gift Reward#

Gift Reward#

2

3-4

5 or above

Gift Reward#

Gift Reward#

Each Eligible Customer of Reward 1# will receive HKD1,000 gift voucher

Each Eligible Customer of Reward 1# will receive HKD1,500 gift voucher

Each Eligible Customer of Reward 1# will receive HKD3,000 gift voucher

Reward 2 AXA WiseGuard Pro Medical Insurance Plan Premium Refund

During the Programme Period, if you successfully submit an application for a basic plan / supplement of AXA WiseGuard Pro Medical Insurance Plan3 and meet the specified requirements under this Programme, you and your family members/friends may be entitled to up to 6 months premium refund on such policy according to Table 2 under this Programme.

What is more? If you and your family members/friends also meet the specified requirements under the AXA "2026 Spring Rewards" Programme5, you and your family members/friends may be entitled to an additional 6 months’ premium refund on such policy offered under the AXA "2026 Spring Rewards" Programme5.

Each customer may be entitled to a maximum of 12 months’ premium refund on AXA WiseGuard Pro Medical Insurance Plan3 under this AXA “Family and Friends Reward” Programme and the AXA "2026 Spring Rewards" Programme5.

Table 2

Designated Basic Plan / Supplement

AXA WiseGuard Pro Medical Insurance Plan

Premium Payment Mode

Premium Payment Mode

Annual

Premium Refund# on Each Eligible Designated Plan of Reward 2#

Premium Refund# on Each Eligible Designated Plan of Reward 2#

Premium Refund# on Each Eligible Designated Plan of Reward 2#

Number of Eligible Customers of Reward 2# in Eligible Group of Reward 2#

Premium Refund# on Each Eligible Designated Plan of Reward 2#

Premium Refund# on Each Eligible Designated Plan of Reward 2#

2

3

4

5

6

7 or above

Premium Refund# on Each Eligible Designated Plan of Reward 2#

Premium Refund# on Each Eligible Designated Plan of Reward 2#

1 month

2 months

3 months

4 months

5 months

6 months

Remarks:

  1. For details, please refer to the relevant section(s) of the Terms and Conditions stated in this leaflet.
  2. For details on tax deductions, please visit the website of Inland Revenue Department ("IRD"), contact IRD for tax related enquiries and/or seek independent tax advice.
  3. For product details of the designated basic plan and/or supplement, please refer to the relevant proposals, product brochures and policy contracts.
  4. For details, please refer to the “Registration and Invitation Rules” section of the Terms and Conditions stated in this leaflet.
  5. Subject to relevant terms and conditions as set out in the AXA “2026 Spring Rewards” Programme leaflet. For details, please refer to the relevant programme leaflet.

# Please refer to the Terms and Conditions stated in this leaflet for the definition(s).

Eligibility

  • Each customer (you and your family members / friends) successfully submit an application for a basic plan of IncomeBliss Deferred Annuity Plan and/or a basic plan / supplement of AXA WiseGuard Pro Medical Insurance Plan during Programme Period and satisfy all applicable requirements.
  • Each customer (you and your family members / friends) must register for this Programme via Emma by AXA from 1 January 2026 to 31 May 2026.
  • Participation in this Programme must be in Hong Kong and customer(s) must be located in Hong Kong.
  • The reward under this Programme cannot be used in conjunction with any other promotions and offers related to IncomeBliss Deferred Annuity Plan and/or AXA WiseGuard Pro Medical Insurance Plan under AXA Staff Product Discount Program and AXA”Wonderful Life" Programme.

*Terms and conditions apply. For details, please refer to the promotion leaflet.

How to join the AXA "Family and Friends Reward" Programme?

You can register for AXA “Family and Friends Reward” Programme (“Programme”) on Emma by AXA with just a few clicks!

1

Log in to Emma by AXA and click the Programme banner of “My Privileges”.

2

Read Programme details and tap “REGISTER NOW”.

3

Fill in all the required information and a unique reward code (if any) in the registration form and then tap 'REGISTER'.

4

After registration, if you would like to increase the number of participants in your group, please tap "SHARE REWARD CODE" to further invite your family members/friends to participate in the Programme.

5

Your family and friends register the Programme using your unique reward code to form group with you!

If you have any questions about the AXA “Family and Friends Reward” Programme, please contact your AXA financial consultant or Customer Service Hotline (852) 2802 2812.

*Terms and conditions apply. For details, please refer to the promotion leaflet.

FAQ

Can I register the Programme first and purchase IncomeBliss Deferred Annuity Plan and/or AXA WiseGuard Pro Medical Insurance Plan later?

Where can I find my unique reward code?

Can I register for this Programme more than once?

How to enjoy up to 12 months Premium Refund on AXA WiseGuard Pro Medical Insurance Plan?

Can Eligible Customer of Reward 1 and Eligible Customer of Reward 2 be grouped into the same group?

When will we receive Gift Reward offered by Reward 1?

When will we receive the premium refund offered by Reward 2?

Experience the all-in-one services of Emma by AXA now!

- Developer : AXA China Region Insurance Company Limited 
- Version: 1.34.0 
- Usage Access: Storage, Photos/Media/Files, Camera, Location, Wi-Fi Connection, View Internet Connection and Full Internet Access 
- Privacy Policy: Please click here 
- Remarks: Emma by AXA app is currently available in the Hong Kong and Macau App Store / Google Play store and Huawei AppGallery 

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.
Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.

- Developer : AXA China Region Insurance Company Limited 
- Version: 1.34.0 
- Usage Access: Storage, Photos/Media/Files, Camera, Location, Wi-Fi Connection, View Internet Connection and Full Internet Access 
- Privacy Policy: Please click here 
- Remarks: Emma by AXA app is currently available in the Hong Kong and Macau App Store / Google Play store and Huawei AppGallery 

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Input a 6 digit referral agent code or leave it blank.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.
Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Input a 6 digit referral agent code or leave it blank.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.