RewardLife Saver Whole Life Insurance

Protection when you need it, wealth when you don't

Protection is just the beginning. RewardLife Saver Whole Life Insurance looks after the people you love today and builds wealth for you and your family.

Lasting protection for your family’s better tomorrow

An extra 100% of the sum insured1 will be paid if the insured passes away on or before age 652

Wealth accumulation starting from the 3rd policy anniversary, and elevating your long-term return

An additional 20% of the sum insured1 will be paid if the insured is first diagnosed with Severe Dementias on or before age 852

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Remarks

  1. The sum insured as at the time when the relevant benefit(s) is payable.
  2. The age mentioned refers to the policy anniversary on (if the policy anniversary falls on the same month and day as the insured’s birthday) or immediately following the insured’s birthday (if the policy anniversary does not fall on the same month and day as the insured’s birthday), whichever is earlier.
  3. The underlying cash value rate used to calculate the cash value is guaranteed by the Company. If there is any change in the sum insured, the corresponding cash value will be adjusted accordingly.
  4. This benefit can be claimed once only. Any diagnosis of Severe Dementias for the purpose of claiming the Dementia Support Benefit must be definitively confirmed by a registered neurologist or a geriatrician and must fulfil the meaning together with the terms and conditions stated in the definition of Severe Dementias in the policy contract. For the avoidance of doubt, the amount payable of this benefit is subject to a maximum of HKD800,000 / USD100,000 / MOP800,000 (as the case may be), and such maximum amount payable is applicable to the aggregate amount of all benefits paid and / or payable for Severe Dementias of the insured under all policies issued by the Company and any authorised insurers in Hong Kong and / or Macau which are affiliated with the Company. For details of Dementia Support Benefit, including any circumstances not covered by this benefit, please refer to the policy contract.

* For details, please refer to the relevant promotion leaflet. Terms and conditions apply.​

Disclaimer

Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the product brochure and policy contract for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.

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