1. Only applicable if the coverage of policy includes Outpatient Benefits A or Outpatient Benefits B. An Insured Person may access to a network of panel doctors offered by the Company and receive Credit Facility during the network panel doctors visit by presenting the AXA health card. The directory of the network is subject to change from time to time at AXA’s sole discretion without prior notice. Please login to Emma by AXA or other channels made available by  AXA or call AXA Customer Care Hotline on (852) 2519 1166 for the latest list.  Network panel doctors are independent third parties and are not agents of AXA. AXA shall not have any obligation or liability whatsoever in relation to the medical services provided by network panel doctors, and shall not be responsible for any act or failure to act on the part of network panel doctors.
2. China Health Link Network is provided by a third-party service provider and designated hospitals under the China Health Link Network is subject to change from time to time without prior notice. AXA shall not be responsible for any services so provided or any act or failure to act on the part of the third-party service provider.

* Full-time employees of your company with issue age 64 years old or below; the insurance cover shall cease at the end of the policy year during which the insured employee attains the age of 70 years old, with renewal of the insured employee at the age 65 or above be subject to health underwriting.

** Applicable to General Practitioner consultation, Chinese Herbalist, and Bonesetter incurred in Hong Kong for outpatient with claim amount up to HKD800.

The plan is subject to the terms, conditions and exclusions of the policy. AXA reserves the final right to approve any application. This webpage contains general information only and does not constitute any contract between any parties and AXA. It is not a policy. For detailed terms, conditions and exclusions of the plan, please refer to the relevant policy provisions, which will be made available by the Company upon request.