AXA Medical Insurance Series — Planning Your Health Future Ahead
A Leading health mindset is not about taking things as they come, it's about planning ahead. From prevention to diagnosis, treatment to recovery, we have the plans ready every step of the way.
Planning Ahead for Your Health: from Critical Illness to Medical Protection
【Limited Time Offer】
Enjoy up to 7 months' premium refund upon successful enrolment in the AXA Medical Insurance Series!
Healthcare Needs Are Evolving — Is Your Coverage Ready?
Your Health Tomorrow. Mastered Today.
AXA's comprehensive healthcare protection spans from prevention and diagnosis to treatment and recovery, with our extensive medical network providing complete coverage across all locations.
Whether protecting yourself or safeguarding your loved ones, AXA has prepared the answers for every step of your life journey.
Explore our medical plan series
GBA EverGuard Medical Insurance | AXA WiseGuard Pro Medical Insurance Plan (VHIS) | GlobalReach Medical Insurance Plan | |
Suitable For | |||
Suitable For | Those who live or work across the Greater Bay Area, and who wish to enjoy the flexibility to choose major illness treatment options across Hong Kong, Macau, Mainland China and Taiwan, while benefiting from medical protection. | Those living in Hong Kong seeking comprehensive and flexible medical protection, while looking to enjoy tax deduction benefits. | Those who frequently travel for work, live abroad or having family overseas – seeking comprehensive medical protection across borders without the need for a medical underwriting upon application. |
Annual Benefit Limit | |||
Annual Benefit Limit | Up to HK$2.5 million | 4 benefit levels available, up to HK$40 million | 4 benefit levels available, up to HK$60 million |
Underwriting | |||
Underwriting | Medical underwriting required (No medical re-underwriting is required if you currently hold a AXA WiseGuard Pro Medical Insurance Plan13 upon certain conditions) | Medical underwriting required (No medical re-underwriting is required when changing your benefit level upon certain conditions13) | No health declaration21 |
Pre-existing Conditions | |||
Pre-existing Conditions | ❌ Not covered | ✅Coverage for unknown pre-existing conditions with no waiting period | ✅Covered pre-existing and congenital conditions22 (Benefit amount subject to policy duration, benefit level and applicable conditions) |
Cancer Coverage | |||
Cancer Coverage | ✅Full cover14for cancer treatments including chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormone therapy. | ✅Full cover14for cancer treatments including chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormone therapy. | ✅Full cover14for cancer treatments including chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormone therapy. ✅Reimbursement for actual expenses of Phase 3 experimental drugs (if applicable)23 |
Deductible Options | |||
Deductible Options | ❌Not applicable | HK$0 / HK$20,000 / HK$50,000 | HK$0 / HK$25,000 / HK$50,000 / HK$100,000 |
Tax Deduction | |||
Tax Deduction | ❌Not applicable | ✅Up to HK$8,000 per insured per year19 | ❌Not applicable |
Other Features | |||
Other Features |
|
|
|
Chinese Medicine Value-added Services | |||
Chinese Medicine Value-added Services |
| ❌Not applicable | ❌Not applicable |
Customer Support Services | |||
Customer Support Services | AXA Health Concierge:
| As preceding, enhanced with 24/7 global customer service25 | |
Guaranteed Renewal | |||
Guaranteed Renewal | ✅Up to age 10018 | ✅Up to age 10018 | ✅Up to age 10018 |
Explore More Information | |||
Explore More Information | |||
5-star rating of Medical Coverage for 5 consecutive years26
True Cases, Total Care27
Learn more about our product features
Further reading: understand medical plans to better prepare for the future
FAQs
Do I need to purchase individual medical insurance if I'm already covered by my employer?
What is a deductible? What are the benefits of choosing a higher deductible?
I have pre-existing medical conditions. Can I still purchase medical insurance and being covered?
Remarks
Disclaimers
GBA EverGuard Medical Insurance | AXA WiseGuard Pro Medical Insurance Plan (VHIS) | GlobalReach Medical Insurance Plan | |
Suitable For | |||
Suitable For | Those who live or work across the Greater Bay Area, and who wish to enjoy the flexibility to choose major illness treatment options across Hong Kong, Macau, Mainland China and Taiwan, while benefiting from medical protection. | Those living in Hong Kong seeking comprehensive and flexible medical protection, while looking to enjoy tax deduction benefits. | Those who frequently travel for work, live abroad or having family overseas – seeking comprehensive medical protection across borders without the need for a medical underwriting upon application. |
Annual Benefit Limit | |||
Annual Benefit Limit | Up to HK$2.5 million | 4 benefit levels available, up to HK$40 million | 4 benefit levels available, up to HK$60 million |
Underwriting | |||
Underwriting | Medical underwriting required (No medical re-underwriting is required if you currently hold a AXA WiseGuard Pro Medical Insurance Plan13 upon certain conditions) | Medical underwriting required (No medical re-underwriting is required when changing your benefit level upon certain conditions13) | No health declaration21 |
Pre-existing Conditions | |||
Pre-existing Conditions | ❌ Not covered | ✅Coverage for unknown pre-existing conditions with no waiting period | ✅Covered pre-existing and congenital conditions22 (Benefit amount subject to policy duration, benefit level and applicable conditions) |
Cancer Coverage | |||
Cancer Coverage | ✅Full cover14for cancer treatments including chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormone therapy. | ✅Full cover14for cancer treatments including chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormone therapy. | ✅Full cover14for cancer treatments including chemotherapy, radiotherapy, targeted therapy, immunotherapy and hormone therapy. ✅Reimbursement for actual expenses of Phase 3 experimental drugs (if applicable)23 |
Deductible Options | |||
Deductible Options | ❌Not applicable | HK$0 / HK$20,000 / HK$50,000 | HK$0 / HK$25,000 / HK$50,000 / HK$100,000 |
Tax Deduction | |||
Tax Deduction | ❌Not applicable | ✅Up to HK$8,000 per insured per year19 | ❌Not applicable |
Other Features | |||
Other Features |
|
|
|
Chinese Medicine Value-added Services | |||
Chinese Medicine Value-added Services |
| ❌Not applicable | ❌Not applicable |
Customer Support Services | |||
Customer Support Services | AXA Health Concierge:
| As preceding, enhanced with 24/7 global customer service25 | |
Guaranteed Renewal | |||
Guaranteed Renewal | ✅Up to age 10018 | ✅Up to age 10018 | ✅Up to age 10018 |
Explore More Information | |||
Explore More Information | |||
Follow AXA
