AXA “Support the SME” Programme

From now to 31 August 2020, if you successfully apply for any new designated SME insurance plans with the required annualised premium, you can enjoy an Interior Sani-Mist Germicidal FREE Treatment (values at HK$3,200) and a HK$1,000 Premium Coupon*.

*Terms and conditions apply.

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Employee Benefits Insurance Package Plan

This plan provides flexible benefit options to SMEs and is composed of two parts, from hospitalisation and optional medical covers to optional life covers, taking care of insurance needs for employees and their dependants and let you customise your plan to suit your budget.

CORProtect Employee Benefits Insurance Package Plan (Medical)⁺CORProtect Employee Benefits Insurance Package Plan (Life)⁺
Basic Cover
  • Hospital benefits
Optional Cover(s)
  • Supplementary major medical benefits
  • Clinical benefits
  • Childbirth benefits
  • Dental benefits
  • Life benefit with terminal illness benefit, simplified critical illness benefit, dismemberment benefits, and accidental death and dismemberment benefits^
  • Living insurance benefit (optional add-on benefit under the above benefits)

⁺ CORProtect Employee Benefits Insurance Package Plan (Medical) covers both employees and their dependants; whereas CORProtect Employee Benefits Insurance Package Plan (Life) is only applicable to employees.

^ Please refer to the benefit schedule for more details of this optional cover.

Product Features:

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Flexible benefit options

With a wide range of benefit options to suit your budget plan and employees’ needs.

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Full cover¹ for eligible hospital expenses

Protects your employees against eligible hospital expenses of up to HKD1 million per disability per year incurred within network².

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Annually refreshed maximum benefit limits per disability

Maximum benefit limits in respect of hospital benefits are refreshed per disability per year, providing a better protection for those with chronic conditions who require lengthy treatments.

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Hassle-free experience with digital customer platform

Insured can easily submit medical claims³, access and manage the policy through Emma by AXA anytime, anywhere.

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Lifelong medical insurance protection

Insured may have the option to top up the medical insurance coverage with AXA’s designated individual medical insurance plan⁴ and to continue with such coverage upon change of employment or retirement before age 65.

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Stable premium adjustment⁵

You can better manage your budget for renewal as the premium adjustment is calculated on a portfolio basis.

get covered today

Did you know?

Up to age 69

are covered and protected under CORProtect⁶


minimum in your company can apply for the plan

Working days

claim turnaround service pledge⁷

Emma by AXA

All-in-one mobile app to manage your Employee Benefits, Life & Savings, Health & Protection and Investment policies*.

Emma by AXA app allows you to manage your policies by offering access to digital insurance services, stay healthy with Wellness Companion and stay well-informed with our health articles, symptom checker and Oxford VR.

*Exclusive for policy holders


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MPF - Mandatory Provident Fund


1. Full cover is applicable to designated plans only, and such hospital expenses shall only be payable in full provided that the applicable requirements are complied with. Please refer to policy provisions and the product brochure for details.

2. The directory of the network is subject to change from time to time at AXA’s sole discretion without prior notice.

3. Applicable to claims for clinical benefits with claim amount up to HKD2,000 per claim only.

4. Subject to availability, eligibility, and the terms and conditions of AXA’s designated individual medical insurance plan at the time of application.

5. Premium rates are not guaranteed. AXA reserves the right to review and adjust the premium rates on each policy anniversary of the policy.

6. Subject to the termination clause as stated in the policy provisions. The protection in respect of employees and their spouse can be extended up to age 80, subject to satisfactory result of individual underwriting and loading.

7. Applicable to out-patient and in-patient claims only, provided that all required documents are received by AXA.

Information on this webpage is for reference only, and is not intended to be a complete description of the applicable terms and conditions. For detailed terms, conditions and exclusions of the plans, please refer to the relevant product brochure and policy provisions. You should not purchase a policy based on the information on this website alone.

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