Optimising tax benefits from home through digital

In view of the novel coronavirus epidemic, we understand it is important that you can enroll and manage your insurance policies even at home. As such, we are please to launch the Digital Enrolment Process* to support customers to purchase tax-deductible products before 31 March 2020, so that they can enjoy tax benefits for this year.

Starting from 28 February 2020, Hong Kong residents can easily apply for our VHIS and Deferred Annuity products while staying home. Our Financial Consultants will explain to customers about the products and documents over the phone, and collect documents via electronic means such as WhatsApp or email. Alternatively, customers can also choose to submit their applications by mail to cater for their different needs. We also offer the possibility for Hong Kong residents to purchase VHIS plans directly online.

Tax Deduction Tips

AXA Tax Deductible Products

AXA WiseGuard Pro Medical Insurance Plan

AXA WiseGuard Pro Medical Insurance Plan is a VHIS Flexi Plan, which offers you enhanced benefits on top of the VHIS Standard Plan. Notable benefits include full cover for hospitalisation and surgical benefits, prescribed non-surgical cancer treatments and outpatient kidney dialysis, no waiting period for unknown pre-existing conditions and no claim discount.

Full cover for hospitalisation and surgical benefits
Full cover for prescribed non-surgical cancer treatments and outpatient kidney dialysis
No waiting period for unknown pre-existing conditions
VHIS Certified Plan
Smart Medicare

Smart Medicare is a Flexi Plan certified by the HKSAR under the Voluntary Health Insurance Scheme (“VHIS”). It allows Hong Kong taxpayers to enjoy tax deductions for premiums for themselves and all specified dependent(s). Policy owner is allowed a maximum annual deduction of HKD 8,000 qualified premiums paid for each insured person. There is no cap on the number of insured persons each year.

Smart Medicare offers you following benefits on top of VHIS Standard Plan.

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WiseGuard Medical Insurance Plan (“WiseGuard Medical”)

WiseGuard Medical is a Standard Plan certified by the HKSAR under VHIS. Same tax deduction eligibility is provided as Smart Medicare.

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IncomePartner Deferred Annuity Plan (“IncomePartner”)

IncomePartner is a Qualifying Deferred Annuity Policy (“QDAP”) eligible for tax deduction which is certified by the Insurance Authority. Policy owner can enjoy a maximum tax deductible limit up to HKD60,000¹ annually while married spouses can enjoy a maximum tax deductible limit up to HKD120,000¹ amongst themselves, provided that the deduction claimed by each tax payer does not exceed the individual limit of HKD60,000¹.

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Promotions

AXA “Wonderful Year” Programme

From now until 30 April 2020, if you successfully apply for a new AXA WiseGuard Pro Medical Insurance Plan and any deferred annuity plan with the required annualised first year premium and satisfy other applicable requirements, you may enjoy a total of 6 months’ premium discount* on each eligible AXA WiseGuard Pro Medical Insurance Plan.

 

*The sum of Reward 2 and Reward 4. Terms and conditions apply.

How much can you save from QDAP and VHIS?

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Tax Deduction Series Product Leaflet

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Request an appointment or call with a financial consultant  to learn more about our products, or for any enquiries related to your policy.

We are here to protect and our agents can reach out to you based on your preferred contact method.

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