[Smart Living @Kenneth] Fire insurance vs home insurance: What's the difference and which one do property owners and tenants need?
Simply put, fire insurance mainly protects the structure of a property, while home insurance primarily covers household contents and third-party liability. Having fire insurance does not necessarily mean that your belongings at home are protected.
【Smart Living @Kenneth】2026 Mainland travel insurance guide: Are food poisoning and injuries covered? Do Hong Kong travellers need insurance for mainland trips?
In reality, even for trips as short as a day or an overnight stay, travel insurance can provide meaningful protection if medical care or unexpected incidents arise. In this article, I, Kenneth, Chief General Insurance Officer at AXA Hong Kong and Macau, will walk you through three common scenarios faced by Hong Kong travellers heading north, and explain why travel insurance can play an important role.
[Hantavirus] Is it a risk in Hong Kong? Symptoms, transmission and prevention explained!
Recent reports of a hantavirus (Hantavirus) cluster on a cruise ship have raised public concern. Unlike common illnesses such as influenza or COVID-19, hantavirus is closely linked to rodent exposure, prompting questions about potential risks in Hong Kong.
[Retirement in the Greater Bay Area] The latest budget subsidies, medical insurance, and elderly care tips!
The latest 2026-27 Hong Kong Budget* has introduced several tweaks for cross-border elderly care, including expanding the "Residential Care Services Scheme in Guangdong" to all nine mainland cities in the Greater Bay Area and trialling an inpatient medical subsidy of up to 30,000 RMB a year*. Below is a full overview of senior living options in the Greater Bay Area, covering policy insights, healthcare planning, and insurance arrangements — offering those thinking of moving north for their retirement a complete guide.
[Smart Living @Kenneth] Fire insurance vs home insurance: What's the difference and which one do property owners and tenants need?
Simply put, fire insurance mainly protects the structure of a property, while home insurance primarily covers household contents and third-party liability. Having fire insurance does not necessarily mean that your belongings at home are protected.
[Home insurance] Examining its practical value through three common risks: Fire, flooding, and typhoons
In reality, the value of insurance lies not in handling everyday issues, but in preparing for unexpected events. It focuses on managing low‑probability risks that could have a heavy impact if they occur. Let's take a concrete look through the lens of the three most common risks faced by Hong Kong households—fire, flooding, and typhoons—to break down how home insurance works and the practical value it provides in a crisis.
[Home Insurance Tips] Another typhoon hits Hong Kong — does home insurance cover these 9 common situations?
With super typhoons striking repeatedly, reports of severe property damage—and even casualties—are not uncommon. Beyond taking precautions against strong winds, many people are also considering home insurance to ease the potential financial burden of unexpected disasters. But what exactly does home insurance cover? Are common issues like leaks, broken windows, or damaged furniture covered? This article will break it down for you!
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