Recently, I had a chat with some young people who have just started their journey in society, and they shared their life goals with me. Some want to buy a property early, some want to settle down and start a family, while others want to pursue their dream of studying abroad. Although everyone has a different vision for the future, they are actively saving to achieve them. In this article, I will go into detail how to earn interests beyond fixed deposits and extend the period of high interest on savings.

In the contemporary professional landscape, particularly for those aged 30 and above, numerous challenges arise, and one prominent hurdle is finding an equilibrium between career aspirations and family commitments. This age bracket often signifies a pivotal phase in career progression coupled with an increase in familial responsibilities such as marriage and childcare. For those seeking a harmonious blend between career ambitions and family obligations, especially in their 30s, considering savings insurance emerges as a prudent strategy.

In view of last year’s dreary market, everyone may have the same question: can investors see the rainbow after the storm in 2023? In this article, I will analyse in detail based on various pieces of historical data and look into the investment opportunities and risks ahead.

Most Hong Kong people work hard to accumulate wealth for a carefree retired life with their better half, whereas parents would do and give their best to protect their children’s future. Nevertheless, life is full of uncertainties and the economic environment has been fluctuating due to political, pandemic and various other issues. For these reasons, many of us look for low-risk wealth management solutions to hedge against market volatility and maintain long-term wealth growth.