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Limited-time offer:

FortuneXtra Savings Plan (2-year pay)

Limited-time offer:

FortuneXtra Savings Plan (2-year pay)

You may entitle 4% per annum guaranteed preferential interest rate on your prepaid premiums*!

*For details, please refer to the relevant promotion leaflet. Terms and conditions apply

Available for a limited time only, FortuneXtra Savings Plan (2-year pay) (“FortuneXtra (2-year pay)”) offers an exceptionally short premium payment term - 2 years - together with savings flexibilities in up to 9 currencies, currency conversion, policy value lock-in and withdrawal options, giving you chances to seize global opportunities while letting you commit to a shorter premium payment schedule.

FortuneXtra has received:

“Excellent Brand of Savings Insurance” from Metro Finance’s “Hong Kong Leader’s Choice 2022”

Product Features

Premium payment for 2 years only
  • Limited-time offer

With a premium payment term as short as 2 years, you can enjoy the benefits of the plan without committing to long-term payments.

A choice of up to 9 policy currencies for maximum flexibility

With FortuneXtra (2-year pay), you can plan better by denominating your policy in a local or foreign currency from the choices of: Renminbi (RMB), United States Dollar (USD), British Pound (GBP), Euro (EUR), Canadian Dollar (CAD), Australian Dollar (AUD), Singapore Dollar (SGD), Hong Kong Dollar (HKD) and Macau Pataca (MOP; only for policies issued in Macau), each offering different policy returns.

A chance to replan currency set-up

From the 2ⁿᵈ policy anniversary1, the Currency Conversion Option2 allows you to convert your policy to a policy of a different available currency in whole or in part while keeping the same policy commencement date to ensure your wealth accumulation remains on track after the conversion. There is no evidence of insurability such as medical underwriting required.  

Competitive returns with superior liquidity

Starting from the 2ⁿᵈ policy year, your policy will have a guaranteed cash value3 payable at maturity or when you surrender your policy.  Further, after the policy has been in-force for 2 years, you may enjoy the growth potential of your savings with two types of non-guaranteed bonuses – the reversionary bonus and terminal bonus4.

From the 10ᵗʰ policy anniversary onwards5, you may apply to exercise the Policy Value Lock-in Option2 to transfer a portion of your policy value into the Prime Currency Account to lock in your gains. You may then earn interest in your account6 and withdraw the value of the Prime Currency Account at any time2.

Dual currency accounts to facilitate interest accumulation in the currencies of your choice
  • First in the market7

We offer the opportunity to save in up to two currencies of your choice under the Prime Currency Account and the Global Currency Account of a single policy2,8 after exercising the Policy Value Lock-in Option2. You can enjoy the privilege of switching anytime at the prevailing currency exchange rate9 between the Prime Currency Account and the Global Currency Account for an unlimited number of times2.  Competitive interest may be credited on the value of the Prime Currency Account and the value of the Global Currency Account based on the currency chosen6.  Similar to the Prime Currency Account, you can withdraw the value of the Global Currency Account at any time2.

Comprehensive legacy tools to fulfill wealth transfer across generations

FortuneXtra (2-year pay) provides comprehensive set of legacy tools to aid wealth transfer across generations:

  • Change of Insured Option - after the end of the 1ˢᵗ policy year, you may change the insured of the policy an unlimited number of times2
  • Flexi Continuation Option - after the end of the 3ʳᵈ policy year, you may apply to designate one contingent insured and assign a portion of policy value to be accumulated further2
  • Death Benefit Settlement Option - you can have the options to have the death proceeds paid out in a lump sum or by regular instalments2

Check out the videos below to learn how our FortuneXtra (2-year pay) will help you seize global opportunities and financial rewards anywhere.

See how the Currency Conversion Option can bring you more flexibility

Learn more about how the dual currency accounts let you save in up to 2 currencies

Download
Download
FortuneXtra Savings Plan (2-year pay) Product Brochure
PDF 2.4 MB
Download
FortuneXtra Savings Plan (2-year pay) Product Brochure Concept Kit
PDF 2.8 MB
Download
FortuneXtra Savings Plan (2-year pay) Product Leaflet
PDF 1.2 MB
View More
Participating Policy Fact Sheet
View More
Fulfilment Ratios and Total Value Ratios of AXA’s Participating Plans

Related Product

FortuneXtra Savings Plan

For those interested in longer premium payment term options, it is also possible to get FortuneXtra Savings Plan on a 5-year or 10-year payment term.

Meet our Financial Consultant via virtual appointment and get a HKD100 HKTVmall eGift Voucher+!

Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home. 
 
Valid until 30 June 2022 
+Terms and conditions apply

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Customer Hotline(852) 2802 2812

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Remarks

Disclaimer

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Reward 2C - FortuneXtra Savings Plan (2-year pay) - Guaranteed Preferential Interest Rate

The promotion period of Reward 2C is from 7 February 2022 to 30 June 2022, both dates inclusive.

Reward 2C of the Promotion provides you a limited time offer of 4% per annum guaranteed preferential interest rate on your prepaid premiums* until the end of the first policy year of FortuneXtra Savings Plan (2-year pay) policy.

To enjoy this offer, simply pay a lump sum amount which is equal to 2 times the amount of the initial annual premium for the basic plan of FortuneXtra Savings Plan (2-year pay) and the corresponding levy, at the time of application of your policy. The amount equal to the initial annual premium for the basic plan of FortuneXtra Savings Plan (2-year pay) and the corresponding levy (the “Eligible Amount”) will be deposited into the Future Premium Deposit Account (“FPDA”) maintained with AXA .

Table 2C

FortuneXtra Savings Plan (2-year pay) - Guaranteed Preferential Interest Rate

Designated Basic Plan

Designated Basic Plan

FortuneXtra Savings Plan (2-year pay)

Guaranteed Preferential Interest Rate on the Eligible Amount in the First Policy Year

Guaranteed Preferential Interest Rate on the Eligible Amount in the First Policy Year

4% per annum9

* The 4% per annum guaranteed preferential interest rate is applicable to the Eligible Amount only.

9. For details of Reward 2C, please refer to clauses 1 to 9 under Reward 2C of the Terms and Conditions stated in the promotion leaflet.

“Excellent Brand of Savings Insurance” from Metro Finance’s “Hong Kong Leader’s Choice 2022”
Meet our Financial Consultant via virtual appointment and get a HKD100 HKTVmall eGift Voucher+!

Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home. 
 
Valid until 30 June 2022 
+Terms and conditions apply