LifeDelight offers life protection up to age 138¹ of the insured. In the unfortunate event of the death of the insured, the death benefit will be payable.
Care 20 Extra Death Benefit
Under the Care 20 Extra Death Benefit, if the death benefit becomes payable within the first 20 policy years, we will pay an additional 35% of the basic sum insured. That way, you can be assured that your loved ones are being taken care of financially.
Guaranteed insurability option
To provide extra peace of mind, while your LifeDelight policy is in effect, you have an option to apply for a new eligible life insurance policy as may be determined by the Company for the insured with no further evidence of health required, provided that you have an insurable interest in the life of the insured (if you are not the insured) and your LifeDelight policy is of standard class.
The sum insured of the new policy can be up to 35% of the basic sum insured of your LifeDelight policy as at the 20th policy anniversary. This option can be exercised within 2 months from the 20th policy anniversary at or before the age of 70 of the insured. All the requirements of the new policy you apply for must be satisfied, except that the insured is not required to provide further evidence of health.