Enjoy up to 3 months’ premium refund*!
Customer with slight impairment may enjoy a loading waiver by applying the designated critical illness plan*!
*Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Cancer stands as the foremost adversary to good health! With approximately 1 in 4 men or women facing the possibility of developing cancer before reaching 75#, proactive care is essential. AXA’s comprehensive critical illness protection offers heightened security and ongoing support against Cancer, Heart Attack, and Stroke, while also providing coverage for a range of conditions up to the age of 100, ensuring your health is safeguarded from the outset and through life's fluctuations.
Starting at HKD 1,055.3/month*
Enjoy up to 3 Months' Premium Refund
TotalAssure Plus Critical Illness Plan / TotalAssure Plus Critical Illness Plan – BabyPro
Experience robust assurance with the added benefits of multiple claims and continuous payouts. These plans offer total coverage of up to 1300% of the sum insured, meticulously designed to safeguard every stage of life and provide proactive care to manage risks early on.
- All-round protection against 138 conditions, including 3 early risk conditions & 135 illnesses ranging from minor to major
- Total coverage up to 1300% of the sum insured with multiple claims coverage against most of the covered major illnesses together with Major Illness Benefit
- BabyPro version offers protection from as early as 18 weeks of pregnancy and tailors coverage to expectant mother and newborn child
Starting at HKD814.5/month*
Enjoy up to 3 Months' Premium Refund
TotalAssure Critical Illness Plan / TotalAssure Critical Illness Plan - BabyPro
Secure comprehensive protection with the flexible benefits of multiple claims and continuous cancer payouts. These plans provide total coverage of up to 1000% of the sum insured and integrate pre-emptive care to proactively address potential risks, ensuring security at every stage of life.
- All-round protection against 138 conditions, including 3 early risk conditions & 135 illnesses ranging from minor to major
- Total coverage up to 1000% of the sum insured with multiple claims coverage against most of the covered major illnesses together with Major Illness Benefit
- BabyPro version offers protection from as early as 18 weeks of pregnancy and tailors coverage to expectant mother and newborn child
CareForAll Critical Illness Plan
Break through age and health limitations, CareForAll Critical Illness Plan is specifically created to make it easier for you to get critical illnesses coverage with simplified underwriting procedure without medical examinations.
- Inclusive coverage for individuals with existing health conditions or a history of recovered critical illness
- Required only to answer as few as 3 simple health underwriting questions
- Cover 4 essential critical illnesses – Cancer, Heart Attack, Stroke, Severe Dementias
- Premium rebates and benefits for health-conscious living
Starting at
HKD306.0/month*
MultiPro Critical Illness Protection Series
MultiPro Critical Illness Protection Series offer budget-friendly cover for the protection gap which might exist if your existing critical illness protection plan terminates upon a one-off major illness claim. If you have not made any claims under MultiPro Critical Illness Plan/ MultiPro Plus Critical Illness Plan by policy maturity, we’ll refund 100% of the total premiums paid.
- First claim protection against 62 major illnesses
- Your strongest back-up when Cancer strikes
- 1 additional claim each for Heart Attack and Stroke (available to MultiPro Plus Critical Illness Plan only)
- No claim benefit
HealthVital II Major Illness Plan
HealthVital II Major Illness Plan provides protection up to age 100 against a number of covered major illnesses and minor illnesses.
- Protection against 62 major illnesses and a number of minor illnesses (12 of which are specially designed to cover insured aged under 22)
- Guaranteed cash value
- A wide range of supplementary protection at your choice
Starting at
HKD 555.8 /month*
HealthSelect II Major Illness Plan
HealthSelect II Major Illness Plan provides protection up to age 100 against a number of covered major illnesses and minor illnesses.
- Protection against 62 major illnesses and a number of minor illnesses (12 of which are specially designed to cover insured aged under 22)
- Guaranteed cash value
- A wide range of supplementary protection at your choice
Critical Illness Protection Supplements
Affordable supplement plans that combine with your basic plan or term supplement to offer perfectly tailored protection against a number of covered major illnesses and minor illnesses.
- Smart Living Insurance II Supplement
- Living Insurance Plus II Supplement
- Extra Living Insurance II Supplement
Enjoy up to
8 Months’ Premium Refund
AXA “2025 Autumn Rewards” Programme
Emma by AXA
Your insurance and wellness companion!
Emma by AXA App and Portal* allow you to manage your policies, submit claims, enhance your physical and mental wellness, earn exclusive offers and so much more! Emma is here to back you up in different aspects of your life!
*Exclusive to Life, Health Protection, Savings & Investment Policyholders, and Macau Group Medical Policy members (limited to eHealth Card service).
Discover AXA BetterMe services & offers
AXA BetterMe** is a holistic wellness platform with a comprehensive suite of programmes and services covering physical wellness support, mental wellbeing support and disease management.
Access your personalised services under ‘My Privileges’ on Emma by AXA, and equip yourself to become stronger and more resilient, thus you can always get prepared and rise to any occasion with confidence and become a #BetterMe.
**Exclusive for Certain Eligible Policyholders
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Remarks
Disclaimer
Reward 3C - Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate
Reward 3C of the Promotion provides customers an offer of guaranteed preferential interest rate of 4.5% per annum△ on the prepaid amount for the 1st policy year.
To enjoy this offer, simply opt for lump sum payment arrangement and pay a lump sum payment with levy at the time of application of your Max Wealth Insurance Plan. The lump sum payment with levy to be applied as follows:
(i) pay for annual premium of the 1st policy year and the corresponding levy ; and
(ii) deposit fund in advance into the future premium deposit account for premium payment of the 2nd policy year (“Prepaid Amount”) and the corresponding levy. The Prepaid Amount will accumulate interest in the 1st policy year at a guaranteed preferential interest rate of 4.5% per annum in the future premium deposit account. At the end of the 1st policy year, the interest accrued will be credited to the future premium deposit account, and the Prepaid Amount and its accrued interest will be equal to the annual premium of the 2nd policy year and will be automatically deducted from the future premium deposit account to settle the annual premium for the 2nd policy year and the corresponding levy when due.
Table 3C
Max Wealth Insurance Plan (Lump Sum Payment) – Guaranteed Preferential Interest Rate | |
Designated Basic Plan | |
Designated Basic Plan | Max Wealth Insurance Plan ^ |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | |
Guaranteed Preferential Interest Rate on the Prepaid Amount in the 1st Policy Year | 4.5% per annum△,9 |
“First 10 Years TotalAssure Coverage Benefit” Programme for Selected Savings Plans Customers
If a customer (i) is a holder of and / or an insured under a basic plan of Max Wealth Insurance Plan and (ii) successfully applies for a TotalAssure Critical Illness Plan / TotalAssure Plus Critical Illness Plan within the Promotion Period, the customer may be entitled to the “First 10 Years TotalAssure Coverage Benefit” , subject to relevant terms and conditions as set out in the leaflet for the “First 10 Years TotalAssure Coverage Benefit” Programme for Selected Savings Plans Customers. For details, please refer to the relevant programme leaflet. Act now to seize this limited offer!
△The guaranteed preferential interest rate of 4.5% per annum is applicable to the Prepaid Amount only.
^ Only applicable to Max Wealth Insurance Plan with the Lump Sum Payment arrangement selected.
9. For details of Reward 3C, please refer to the section of Reward 3C of the Terms and Conditions stated in the promotion leaflet.
Max Goal II Insurance Plan Premium Discount
Table 3D
Max Goal II Insurance Plan Premium Discount | ||||||||
Designated Basic Plan | ||||||||
Designated Basic Plan | Designated Basic Plan | Max Goal II Insurance Plan | ||||||
Single Premium of Designated Basic Plan | ||||||||
Single Premium of Designated Basic Plan | Single Premium of Designated Basic Plan | Premium Discount Percentage on Each Eligible Basic Plan of Reward 3D# (% of Single Premium of Eligible Basic Plan of Reward 3D) | ||||||
Below USD500,000 | ||||||||
Below USD500,000 | Below RMB3,250,000 | Below HKD4,000,000 | 1%11 | |||||
USD500,000 - USD999,999 | ||||||||
USD500,000 - USD999,999 | RMB3,250,000– RMB6,499,999 | HKD4,000,000– HKD7,999,999 | 2%11 | |||||
USD1,000,000 or above | ||||||||
USD1,000,000 or above | RMB6,500,000 or above | HKD8,000,000 or above | 3%11 | |||||
11. For details of Reward 3D, please refer to the section of Reward 3D of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 3A – Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan – Premium Refund
During the Promotion Period, if customer successfully submits application for a basic plan of Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan, customer may be entitled to premium refund on future premium(s).
Table 3A
Wealth Advance Savings Series II – Ultimate / Wealth Ultra Savings Plan Premium Refund | |||||
Designated Basic Plans | |||||
Designated Basic Plans | Designated Basic Plans | Wealth Advance Savings Series II – Ultimate | Wealth Ultra Savings Plan | ||
Premium Payment Term | |||||
Premium Payment Term | Premium Payment Term | 5 years | 10 years | 8 years | |
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | |||||
Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | Total AFYP of Designated Basic Plan and its Supplements (if applicable) (USD) | USD5,000 or above | |||
Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | |||||
Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | Premium Refund Percentage on Each Eligible Policy of Reward 3A# (% of the total AFYP of Eligible Policy of Reward 3A) | 5%7 | 10%7 | 7%7 | |
7. For details of Reward 3A, please refer to the section of reward 3A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Reward 2A – Designated Critical Illness Products Premium Refund
Table 2A
Designated Critical Illness Products Premium Refund | ||||
Designated Basic Plans | ||||
Designated Basic Plans | - TotalAssure Critical Illness Plan - TotalAssure Critical Illness Plan – Baby Pro - TotalAssure Plus Critical Illness Plan - TotalAssure Plus Critical Illness Plan – Baby Pro | |||
Premium Payment Term | ||||
Premium Payment Term | 10 years | 15 years | 20 years | 25 years |
Premium Refund on Each Eligible Basic Plan of Reward 2A# | ||||
Premium Refund on Each Eligible Basic Plan of Reward 2A# | 2 months6 | 2 months6 | 3 months6 | 3 months6 |
6. For details of Reward 2A, please refer to the section of Reward 2A of the Terms and Conditions stated in the promotion leaflet.
#Please refer to the Terms and Conditions stated in the promotion leaflet for the definition(s).
Enjoy up to 8 months’ premium refund on AXA WiseGuard Pro Medical Insurance Plan*!
**For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 8 months’ premium refund *!
Selected Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 20 policy years#.
*Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy a 4.5% p.a. guaranteed preferential interest rate*!
Selected Savings Plans Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 10 policy years#.
*Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy up to 3% premium discount
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Enjoy up to 10% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 10% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy up to 7% premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
【Limited time offer】
Apply and enjoy up to 31% premium refund#
Enjoy up to 4.5% p.a. guaranteed preferential interest rate on prepaid premiums#
Selected Savings Plans Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 10 policy years#
#Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy up to 3 months’ premium refund*!
Selected Plans Customer purchases TotalAssure Series can enjoy extra 50% sum insured for the first 20 policy years*
Customer with slight impairment may enjoy a loading waiver by applying the designated critical illness plan*!
*Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy up to 3 months' premium refund*!
Selected Plans Customer purchases TotalAssure Series can enjoy extra 50% sum insured for the first 20 policy years*
Customer with slight impairment may enjoy a loading waiver by applying the designated critical illness plan*!
*Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy up to a 5% premium discount every policy year#
# For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Enjoy a perpetual premium discount up to 30%#!
#Discount is calculated based on the specific sum insured as at the policy application and renewal date.
Enjoy up to 3 months’ premium refund*!
Customer with slight impairment may enjoy a loading waiver by applying the designated critical illness plan*!
*Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy up to 3% Premium Discount
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply
Emma by AXA
Your insurance and wellness companion!
Emma by AXA App and Portal* allow you to manage your policies, submit claims, enhance your physical and mental wellness, earn exclusive offers and so much more! Emma is here to back you up in different aspects of your life!
*Exclusive to Life, Health Protection, Savings & Investment Policyholders, and Macau Group Medical Policy members (limited to eHealth Card service).
Meet our Financial Consultant via virtual appointment!
Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.
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