1. The premiums shown for LoveAssure Plus Critical Illness Plan, LoveAssure Critical Illness Plan and HealthSelect II Major Illness Plan are calculated based on HKD 500,000 basic sum insured with monthly premium payment mode. The premium shown for MultiPro / MultiPro Plus Critical Illness Plan is calculated based on HKD 500,000 basic sum insured for MultiPro Plus Critical Illness Plan with monthly premium payment mode. All premiums shown above are calculated based on a 18-year-old non-smoking male insured with nationality and residency in Hong Kong or Macau. The premiums calculated are for reference only and the actual amounts may be different from those illustrated. The premium is calculated with reference to a number of factors including but not limited to the age, gender, smoking habit and risk class of the insured at the time of policy issuance. Premium rates are not guaranteed and may be changed by the Company at any of the policy anniversaries. Age shall be based on the age of the insured on his or her last birthday.
2. The premiums are calculated with reference to a number of factors including but not limited to the gender, residency and risk class of the insured person at the time of policy issuance. Premiums are not guaranteed and may be changed by the Company at any of the policy anniversaries. The premiums and benefits shown above are based on AXA WiseGuard Medical Insurance Plan; Regular benefit level of Smart Medicare; Regular / Enhance benefit level and HKD20,000 annual deductible for AXA Wiseguard Pro Medical Insurance Plan. The premiums displayed above are for basic plan and are calculated based on insured person with residency in Hong Kong or Macau. The premiums calculated are for reference only and the actual amount may be different from those illustrated. For product details, please refer to the relevant proposals, product brochures and policy contracts. Age selected shall be based on the age of the insured person on his or her last birthday. All premiums shown above are calculated based on basic plan and a 18-year-old non-smoking male insured person and residency in Hong Kong or Macau. Levy collected by the Insurance Authority is not yet reflected on above premiums. The above medical insurance products are underwritten by AXA China Region Insurance Company (Hong Kong) Limited / AXA China Region Insurance Company Limited (collectively, the “Company”).
3. MOP is only for policies issued in Macau.
4. The information refers to the service of periodic withdrawal with up to 3 recipients of withdrawal payments. The information refers to Hong Kong market only and is based on a comparison of periodic withdrawal arrangements offered by insurers for Long-Term Businesses as defined by the Insurance Authority in the Register of Authorised Insurers in Hong Kong as of July 2025.
5. "Trust-level” indicates that the design concept of WealthAhead II Savings Insurance Series (includes WealthAhead II Savings Insurance – Prime and WealthAhead II Savings Insurance – Supreme) draws from the flexibility and precision of trust, but does not imply it is equivalent to a trust product.

*Eligible policies to enjoy AXA BetterMe services are as below, for details, please refer to respective programme pages.
Critical Illness Insurance: LoveAssure Plus Critical Illness Plan/ LoveAssure Critical Illness Plan/ HealthElite Critical Illness Insurance/ HealthVital II Major Illness Plan/ HealthSelect II Major Illness Insurance/MultiPro Plus Critical Illness Plan/ MultiPro Critical Illness Plan
Medical Insurance: Global Elite I Health Plan/ Global Elite II Health Plan/ AXA Wiseguard Pro Medical Insurance Plan/ AXA Wiseguard Medical Insurance Plan/ MediPartner Health Plan/ Smart Medicare/ Pink Medical Insurance Plan

^including policy holder and insured