Discover the VHIS Certified Plans and Offers
The VHIS Standard Plan for personal reimbursement for hospitalisation is launched as “AXA WiseGuard Medical Insurance Plan”, the VHIS Flexi Plan with flexible options as “AXA WiseGuard Pro Medical Insurance Plan” and “Smart Medicare”. Are you an existing AXA customer? Please call (852) 2894 4758 for more information.

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AXA WiseGuard Pro Medical Insurance Plan

WiseGuard Pro is a VHIS Flexi Plan, which offers you enhanced benefits on top of the VHIS Standard Plan. Notable benefits include full cover for hospitalization and surgical benefits, prescribed non-surgical cancer treatments and outpatient kidney dialysis, and no waiting period for unknown pre-existing conditions.

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AXA WiseGuard Medical Insurance Plan

A VHIS standard plan that covers your essential medical needs, protect you against the uncertainty.

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Smart Medicare

A comprehensive medical protection plan that safeguard yourself against enormous medical expenses; allows you to get the care you need, and achieve your plans in life with ease.


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AXA "Happy Family Rewards" Programme

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AXA “HKSH Wellness Experience” Programme

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Medical & Retirement Solutions Eligible Plans for Tax Deduction

Be prepared for the challenges and uncertainties of the future with ease.

3 key advantages of VHIS

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Covers unknown
pre-existing conditions

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Is VHIS the answer?

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Prepare for yourself and your loved ones, embrace the future together with a flexible and all-inclusive protection.
VHIS sets direction for the industry

A revolutionary change to the insurance industry.

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Protect yourself against three common degenerative diseases

Don't neglect ailments until they become severe diseases.

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Hong Kong people’s long working hours raise health risks

Metabolic syndrome spreads amongst young working class

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60% of respondents choose public hospitals for the lower price

Does price really matter most to a patient?

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Protect yourself before VHIS does

A doctor answers: Is VHIS only for seniors?

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Doctor answers: Why do you need VHIS?

Medical advantages of VHIS

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VHIS: A much-needed solution for young adults

Group insurance provides insufficient protection

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Data show Hongkongers value health over wealth

VHIS fills the void in our healthcare system?

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Demand for women’s healthcare rises?

45% of women agree VHIS could shorten queues in public hospitals

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Ask Emma