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AXA Health Concierge stands by you

From the burden of medical expenses to the stress of recovery, AXA Health Concierge is here to support you— safeguarding every step of your treatment journey and helping you face each challenge with peace of mind.

AXA Health Concierge stands by you

From the burden of medical expenses to the stress of recovery, AXA Health Concierge is here to support you— safeguarding every step of your treatment journey and helping you face each challenge with peace of mind.

Medical resources are becoming increasingly strained, are you truly prepared for the challenges ahead?

Healthcare demand has exceeded capacity, impacting the quality of medical services

In 2023-2024, the number of specialist outpatient (clinical) attendances in public hospitals surpassed 8 million¹ — putting pressure on service standards and diagnostic efficiency.

Waiting times has been continually extending, and patients may miss the optimal opportunity for treatment

The average waiting time for new stable case bookings at public hospitals' specialist outpatient clinics has increased from 27 to 44 weeks² — nearly a year. Some patients may wait up to 3.5 years³, compromising timely access to medical care.

The loss of healthcare professionals has further strained resources

Between 2022 & 2023, the public hospitals' doctor resignation rate increased by approximately 77%⁴, further straining healthcare resources and potentially affecting the quality of service.

Skip the Queue. Step onto the Fast Lane to Recovery.

True Cases, Total Care16

Looking for more options:

Ms. Ng (alias), age 59, was diagnosed in Hong Kong with early-stage breast cancer - Ductal Carcinoma in Situ (DCIS) in her right breast.

At that time, the treatment recommended by doctor was a full mastectomy. In her desire to preserve her breast, she faced challenges in finding suitable alternative.

Seamless cross-border healthcare access:

With support from AXA’s GBA Cancer Medical Concierge Service Network and dedicated case manager, Ms. Ng was able to get a second medical opinion and was referred to a Grade 3A hospital in the Greater Bay Area.

New treatment solutions:

On the day of her surgery, AXA arranged dedicated point-to-point transfer service17 to take Ms. Ng to the hospital. She underwent argon-helium cryoablation, a procedure that successfully preserved her breast.

A closer look at the care journey

Get Started Now!

Enjoy priority access to AXA Health Concierge services by becoming an eligible insured of a designated medical protection — let us be the strong support that you and your loved ones can count on.

Our commitment to your care

In times of uncertainty, our protection remains steadfast

In 2024, we paid out over HKD1.2 billion in individual medical claims, handling more than 73,000 cases18 — whenever you need us, AXA is here to safeguard your health.

From early signs to serious illnesses – We are here with you

In 2024, we paid HKD 84 million18 in medical claims related to colon polyps, helping you detect and manage early risks.

Even when facing ongoing cancer treatment — for example, with the highest number of claims under a single policy reaching up to 61 times18 in the same year — AXA WiseGuard Pro Medical Insurance still maintained a payout ratio of up to 99%18,19 — because we believe that easing financial stress is key to helping you focus on your recovery.

Always by your side – protecting what matters

Our critical illness protection covers from rare childhood illnesses to severe dementias common among the elderly. We understand the pressure of long-term care — that’s why we are here to support you every step of the way and enable you to protect what matters.

More Real Stories20

69 Years old | Male

Policyholder of AXA WiseGuard Pro Medical Insurance Plan

Fast and reliable claims service — helping you focus on recovery

“Thanks to the timely support from my financial advisor! I was able to focus on my treatment without worrying about anything else. The entire claims process went smoothly, with no hassles or delays.”

51 Years old | Female

Policyholder of Smart Medicare

Standing by you in critical moments with swift support

“After I was discharged, I submitted the receipts and medical report to my financial advisor. In just about 9 days, I received a notification that the insurance claim had been successfully paid.

The claim was processed faster than expected, and the compensation amount was reasonable. This experience made me realize how essential it is to have medical and hospitalisation coverage — it provides a sense of security when the unexpected happens.”

[Limited-time Offer]

Successful enrollment in AXA's medical protection series can enjoy up to 7 months of premium refund*

Other Protections that Cover You Always

AXA WiseGuard Pro Medical Insurance Plan

A Voluntary Health Insurance Scheme (VHIS) Flexi Plan which offers full cover²¹ for hospitalisation and surgical benefits, and provides cashless arrangement for 10,000+ healthcare facilities in the world.

GlobalReach Medical Insurance Plan

Select from 3 geographical areas of cover and 4 benefits levels, expertly tailored to your healthcare needs. No health declaration required, with guaranteed renewal up to age 100.

Smart Medicare

A Voluntary Health Insurance Scheme (VHIS) Flexi Plan offering 3 tailored benefit levels to give you full flexibility on coverage, with optional supplementary major medical cover.

Discover more

[Public hospital waiting times in Hong Kong] How long are surgical waiting lists and specialist outpatient queues? How can you access treatment faster?

Remarks:

*Terms & Conditions apply. For more details, please refer to the promotion leaflet.

  1. Sources: Hospital Authority Statistical Report 2023-2024, Service Throughput in 2023-24
  2. Source: Statistical Highlight ISSH11/2024 by Research Office, Legislative Council Secretariat (May 31 2024)
  3. Sources: Hospital Authority, Waiting Time for Stable New Case Booking at Specialist Out-patient Clinics during Apr 1 2024- Mar 31 2025. The longest (90th percentile) waiting time implies that appointments are earlier than the indicated time in 90% of the new case bookings.
  4. Sources: Statistical Highlight ISSH09/2023 by Research Office, Legislative Council Secretariat (Jun 6 2023)
  5. The "Market first" is based on an internal market survey conducted by AXA on 27 June 2025, comparing it with similar types of "Medical Green Pass" services offered in the Hong Kong market. Terms and conditions apply, please refer to the relevant webpage for details.
  6. The “Medical Green Pass” is not applicable to eligible persons who suffer from acute illness, have been involved in an accident, or require urgent or immediate medical assistance. AXA will arrange hospitalization or outpatient consultation as soon as practicable but cannot guarantee the specific time available for appointment.
  7. GBA Cancer Healthcare Facilities, GBA Healthcare Facilities, Case Manager, network doctors and network healthcare facilities are independent third parties and are not agents of AXA. AXA shall not have any obligation or liability whatsoever in relation to the medical services and advices provided by the service providers and their GBA Cancer Healthcare Facilities, GBA Healthcare Facilities, Case Manager, network doctors and network healthcare facilities and shall not be responsible for any act or failure to act on the part of GBA Cancer Healthcare Facilities, GBA Healthcare Facilities, Case Manager, network doctors and network healthcare facilities are or its personnel (including doctors, nurses, or other medical staff).
  8. The list of GBA Cancer Healthcare Facilities, GBA Healthcare Facilities, Case Manager, network doctors and network healthcare facilities will be regularly updated by AXA without any prior notice, but there is no guarantee that the list will always reflect the most current information. Therefore, the seniority and fellowship status of Case Manager may vary.
  9. The hospital stay is arranged by Prosper Health and provided upon request subject to medical necessity.
  10. Once the appointment is confirmed with the Case Manager, free private transportation service between Hong Kong/Macau and selected cities in the Greater Bay Area will be provided to the eligible insured when he/she visits the designated GBA Cancer Healthcare Facilities. The free private transportation service may be modified from time to time at AXA's sole discretion without any notice.
  11. It is only applicable to designated medical insurance plans with the entitled ward class below standard private room and medically necessary hospitalisation.
  12. Only applicable to cross-border drug treatment at designated GBA Cancer Healthcare Facilities.
  13. The discounted outpatient consultations only covers the outpatient consultation fee and does not include the cost of medicines and other medical examinations. Designated medical insurance plans including AXA WiseGuard Pro Medical Insurance Plan (Basic Plan or Supplement), Global Elite Health Plan/ Global Elite II Health Plan, GlobalReach Medical Insurance Plan, MediPartner Health Plan, AXA WiseGuard Medical Insurance and Smart Medicare of insured can enjoy up to 30% off discount on outpatient consultations fees, while its policyholders can enjoy 10% off discount on outpatient consultations fees. Policyholder and insured of AXA Life in-force policies (including Life, Medical, Critical Illness, Savings, Investment Linked policies etc.) and immediate family member can 10% off discount on outpatient consultations fees.
  14. “Immediate family member” refers to the legal spouse, children or parents of the policy insured or policyholder.
  15. Applicable to insured of designated AXA medical insurance plans only. Please refer to the relevant website for details.
  16. AXA claims department case records for the year 2025.
  17. Once the appointment is confirmed with the case manager, free private transportation service between Hong Kong/Macau and selected cities in the Greater Bay Area will be provided to the eligible insured when he/she visits the designated GBA cancer healthcare facilities. The free private transportation service may be modified from time to time at AXA's sole discretion without any notice.
  18. Source: Internal information provided by the AXA claims department for the year 2024. This data includes only life medical and critical illness claims records, and excludes claims for death, group medical, group critical illness, and individual medical from general insurance.
  19. A minimal portion of claimed items not falling with the designated benefit items eligible under “full cover”, and thus not fully compensated.
  20. According to claims questionnaire result from AXA's customers after enjoying our claims service. Above cases, claim processing time and compensation amount are for reference only. Compensation result is subject to terms and conditions that apply, and is subject to AXA’s final decision.
  21. Full cover shall mean no itemised benefit sub-limit and is only applicable to the reimbursement of the actual amount of eligible expenses and / or other expenses charged after deducting the remaining deductible (if any), and is subject to the annual benefit limit and other conditions as stated in the product brochure and the policy contract. Full cover applies to certain benefit items only.

Disclaimer:

Terms & Conditions apply. Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the relevant product brochure, policy contract and promotion leaflet for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.

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Please read and agree the above terms and conditions.
Want to talk to us?
Please input correct information.
We can only discuss insurance matters with you when you are in HK.
Please input correct information.
Please input correct information.
Maximum 250 characters
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Please read and agree the above terms and conditions.