Certified by the government of the Hong Kong Special Administrative Region (“Hong Kong”) under the Voluntary Health Insurance Scheme (“VHIS”) Flexi Plan, AXA Launch the new AXA WiseGuard Pro Medical Insurance Plan (“WiseGuard Pro”), providing you accessible, continuous, quality and transparent protection. We are pleased to present you the AXA “Happy Family Rewards” Programme, from now to 31 December 2019, upon successful application, you may enjoy 2 months’ premium discount, and health rewards provided under the Programme by HKSH Medical Group!

How to live with confidence?

It can be worrying when illnesses and accidents strike. To live with confidence, you will need to obtain treatments in a timely and adequate manner whenever unexpected occurs. WiseGuard Pro provides you the most comprehensive and flexible protection without hassle.

Highlights of WiseGuard Pro

  • Full cover for hospitalisation and surgical benefits²
  • Full cover for prescribed non-surgical cancer treatments and outpatient kidney dialysis
  • No waiting period for unknown pre-existing conditions
  • No claim discount up to 15%
  • Free second medical opinion

Privilege to enjoy AXA Signature Network

  • Cover Top private hospitals
  • More than 500 specialists³
  • More than 30 medical and surgical specialties
  • Cashless arrangement

By showing the medical card upon admission at network healthcare facilities for hospitalisation or specified day case procedure and fulfilling relevant requirements, you may be entitled to HKD1,000 merchandise voucher⁴!

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AXA “Happy Family Rewards” Programme

From now until 31 December 2019, if you successfully apply for WiseGuard Pro, you may enjoy 2 months’ premium discount*!

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AXA “HKSH Wellness Experience” Programme

From now until 31 December 2019, if you successfully apply for WiseGuard Pro, you may enjoy one of the health rewards including outpatient service, family medicine and primary care consultation, or vaccination service, provided under the Programme by HKSH Medical Group¹.

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Start your AXA Goal journey to enjoy Extra Rebate

Download Emma by AXA to join our 10,000 steps a day annual challenge to earn up to 20% premium rebate on your next policy renewal¹.

Upon Successful application for WiseGuard Pro, you may be eligible for 50 Achieved Days if you enroll AXA Goal within the first membership year, allowing you to have at least 5% premium rebate in next eligible policy year¹. Act now!

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Medical Protection

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AXA WiseGuard Medical Insurance Plan

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Smart Medicare


¹Terms and conditions apply. Please refer to the relevant product brochure, promotion leaflets, and terms and conditions of WiseGuard Pro for details.

²Full cover for hospitalisation and surgical fees does not include psychiatric treatments and medical implants.

³As of 8 Aug 2019.

⁴Please refer to the policy holder guide map for details of this additional services and the relevant procedure, which will be provided to you together with the policy contract after your policy takes effect. Please note that the terms of the services and procedures in relation to these additional services can be amended by AXA from time to time without prior notice.

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