Certified by the government of the Hong Kong Special Administrative Region (“Hong Kong”) under the Voluntary Health Insurance Scheme (“VHIS”) Flexi Plan, AXA Launch the new AXA WiseGuard Pro Medical Insurance Plan (“WiseGuard Pro”), providing you accessible, continuous, quality and transparent protection. We are thrilled to present you AXA “All-in-One” Programme, from now to 30 June 2020, upon successful application, you may enjoy up to 2 months’ premium discount!

How to live with confidence?

It can be worrying when illnesses and accidents strike. To live with confidence, you will need to obtain treatments in a timely and adequate manner whenever unexpected occurs. WiseGuard Pro provides you the most comprehensive and flexible protection without hassle.

Highlights of WiseGuard Pro

  • Full cover for hospitalisation and surgical benefits²
  • Full cover for prescribed non-surgical cancer treatments and outpatient kidney dialysis
  • No waiting period for unknown pre-existing conditions
  • No claim discount up to 15%
  • Free second medical opinion

Privilege to enjoy AXA Signature Network

  • Cover Top private hospitals
  • More than 600 specialists³
  • More than 30 medical and surgical specialties
  • Cashless arrangement

By showing the medical card upon admission at network healthcare facilities for hospitalisation or specified day case procedure and fulfilling relevant requirements, you may be entitled to HKD1,000 merchandise voucher⁴!

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AXA “All-in-One” Programme

From now until 30 June 2020, if you successfully apply for any new WiseGuard Pro and satisfy other applicable requirements, you may enjoy 2 months’ premium discount* on Each Eligible Basic Plan/ Eligible Supplement.

In view of the novel coronavirus (COVID-19) epidemic, customer can now easily apply for our ‘Voluntary Health Insurance Scheme’ (VHIS) products while staying home via Digital Enrollment Process* to enjoy tax benefits for this year.

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AXA “HKSH Wellness Experience” Programme

From now until 30 June 2020, if you successfully apply for WiseGuard Pro, you may enjoy one of the health rewards including outpatient service, family medicine and primary care consultation, or vaccination service, provided under the Programme by HKSH Medical Group¹.

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Start your AXA Goal journey to enjoy Extra Rebate

Download Emma by AXA to join our 10,000 steps a day annual challenge to earn up to 20% premium rebate on your next policy renewal¹.

Upon Successful application for WiseGuard Pro, you may be eligible for 50 Achieved Days if you enroll AXA Goal within the first membership year, allowing you to have at least 5% premium rebate in next eligible policy year¹. Act now!

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Medical Protection

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AXA WiseGuard Medical Insurance Plan

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Smart Medicare


¹Terms and conditions apply. Please refer to the relevant product brochure, promotion leaflets, and terms and conditions of WiseGuard Pro for details.

²Full cover for hospitalisation and surgical fees does not include psychiatric treatments and medical implants.

³As of 31 Jan 2020.

⁴Please refer to the policy holder guide map for details of this additional services and the relevant procedure, which will be provided to you together with the policy contract after your policy takes effect. Please note that the terms of the services and procedures in relation to these additional services can be amended by AXA from time to time without prior notice.

*The Digital Enrolment System is applicable to customer who fulfills the following conditions: Customer should be a Hong Kong Identity Card holder; customer lives in Hong Kong and the application should be signed in Hong Kong; the new application is not to replace any existing life policy(ies); the customer decides to apply for Deferred Annuity and VHIS Products, and does not require the Financial Consultant to provide product recommendations; due to outbreak of novel coronavirus, customer prefers not to have face-to-face sales interview; no supplementary benefits to be attached to the application.

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